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'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'
Prime St. Andrews Duplex - Updated, Income-Ready, and Steps from the Waterfront Lifestyle!
Located in the heart of historic St. Andrews, this versatile 6 BR/3 BA duplex offers the perfect blend of walkable coastal living and smart investment potential. Enjoy being just a short stroll from local boutiques, waterfront dining, live music venues, parks, and public boat ramp access—a rare opportunity in one of Panama City's most beloved neighborhoods.
This well-maintained property features a metal roof, durable brick and vinyl siding, tankless gas water heaters, separate driveways, and an RV ready concrete pad with water and power hookups. A detached one car garage with an attached bonus storage shed adds even more functionality for owners or tenants. Both units are separately metered for power, offering convenience and clean accounting for rental income. 
Side A - 4 BR/2 BA | Updated & Spacious
Split bedroom plan, two newly remodeled baths, updated kitchen with quartz countertops and tile backsplash, custom built ins, laundry hookup, great natural light, and a newly fenced yard with private gazebo.

Side B - 2 BR/1 BA | Open & Inviting
Perfect for short term guests, long term tenants or multigenerational living.
Spacious living area with open kitchen/dining, split bedroom layout, laundry room with hookups, updated covered porch with privacy curtains, 2 car carport, and ample driveway parking.
Ideal for owner occupants or investors seeking strong rental potential in a high demand waterfront community.
Whether you're seeking a primary residence with rental income, a multi-generational setup, or a strong addition to your investment portfolio, this St. Andrews duplex delivers exceptional value. With modern updates, flexible layouts, separate power meters, and unbeatable proximity to the waterfront lifestyle, this property is ready to generate income and impress future tenants or buyers.
*All measurements and information are approximate, please verify if important.
#784047

Panama City

1301 Foster Avenue A, B

6 Beds

3 Baths

2,154 Sq.Ft.

$450,000

MLS#: 784047

NEVER RENTED | GULF-FRONT PRIMARY SUITE | TOWER 1 LOCATION. This 11th-floor residence in Edgewater Beach Resort | Tower 1 | Panama City Beach, Florida has been privately owned and lightly used, reflecting consistent care throughout. Positioned on the Gulf side, the primary suite overlooks the resort's main pool and the Gulf beyond, with floor-to-ceiling windows that bring in abundant natural light. The Gulf-front primary suite includes a king-size bed, sitting area, double vanity, a spacious walk-in shower, and a walk-in closet. Fresh interior paint and tile flooring throughout support low-maintenance ownership and efficient turnover for vacation use. Notable updates include a new HVAC system installed in 2021 and a stackable washer and dryer, adding functional value within one of Panama City Beach's most established resort communities. 

Nearby attractions continue to grow, with Dolly Parton's Pirate Theater and Topgolf now open in Panama City Beach.

Edgewater Beach Resort is centrally located near restaurants, shopping, and local attractions. This full-service resort provides 11 pools, 6 hot tubs, a nine-hole golf course, a fitness center, tennis courts, pickleball courts, and on-site dining. 

HOA Dues are $4,852.83/quarter.

All information is deemed reliable but not guaranteed; buyers should verify if important.
#784030

Panama City Beach

11483 Front Beach Road 1109

2 Beds

2 Baths

1,317 Sq.Ft.

$520,000

MLS#: 784030

Located on a quiet cul-de-sac, this beautifully updated 3-bedroom home, plus an additional bonus room with a closet, offers exceptional privacy and comfort, featuring a serene, fenced backyard oasis with a stunning in-ground gunite saltwater pool and a tranquil backdrop of mature trees. The open-concept living area flows seamlessly into the kitchen, creating an inviting space ideal for both everyday living and entertaining. The spacious primary suite features a tray ceiling and a large walk-in closet, while the en-suite bath offers a double vanity and an oversized soaking tub for ultimate relaxation. The entire interior has been thoughtfully updated, including new crown molding, all new doors and frames, fresh paint throughout (including closets), new window blinds on every window, updated interior HVAC vent covers, and a new sliding patio door. Additional upgrades include new kitchen lighting at the breakfast bar and sink with stainless steel appliances (2022), replacement of garage and front porch lighting (2026), and new attic insulation. Gas lines were installed by Okaloosa Gas for the hot water heater, cooking stove (with the electric range available in the garage), and a heating line (HVAC replaced in 2022 and remains electric). The pool was converted back to saltwater, with the original filtering sand upgraded to advanced crystal pellet technology. The additional bonus room would be perfect for another bedroom or office space.  With all of the extensive updates throughout, this home is truly move-in ready and offers a rare combination of modern upgrades, privacy, and tranquil outdoor living.
#993436

Crestview

207 Pinque Coat Court

3 Beds

2 Baths

1,909 Sq.Ft.

$410,000

MLS#: 993436

Your Beachside Escape Awaits! Located in the heart of Holiday Isle, this charming turn-key studio is just steps away from not one--but two deeded beach access points, Norriego Point, O'Steen Beach, and the East Pass with the iconic Destin Jetties. Whether you're soaking up the sun or exploring the water by kayak, paddleboard, or water taxi, this location puts you in the center of it all. Inside this 550 sq ft coastal retreat, you'll find a thoughtfully designed studio that maximizes every inch of space. A custom Murphy bed and pull-out sofa allow for flexible living arrangements without sacrificing comfort or style. The open-concept kitchen features a breakfast bar, stainless steel appliances, and everything you need to whip up a post-beach meal. Sold fully furnished and rental-ready,

this unit is ideal for a second home or short-term rental investment. Enjoy peace of mind with a new HVAC (2024), hot water heater (2023), and new windows and sliding glass doors (2022) already taken care of.

Additional highlights include:
** Updated bathroom with stylish finishes
** Hard surface flooring throughout for easy maintenance
** Low-density complex with only 16 total units
** Not a condotel - VA financing is available!

Location perks are unbeatable- bike, golf cart, or stroll to The Harborwalk, Big Kahuna's Water Park, Harbor Docks, Boshamp's, and The Boathouse Oyster Bar. Want to experience Crab Island or deep-sea fishing? You're just a short ride from the docks. Don't miss this rare chance to own a slice of paradise in Canal Place II - coastal living has never been this effortless!

Has a current long-term renter in unit with the lease expiring in April 2026. Buyer should do due diligence in verifying all dimensions and anything else of importance.
#993479

Destin

445 Gulf Shore Drive 206

None Beds

1 Baths

525 Sq.Ft.

$239,000

MLS#: 993479

Encounter the perfect blend of comfort and convenience at 127 Loizos Dr NW in Ft Walton Beach, FL. This charming three-bedroom home offers an inviting atmosphere with its well-designed layout, making it an ideal retreat. With a total of 1400 sq ft, the spacious interior provides ample room for relaxation and entertainment. The property features one full bath and an additional half bath, ensuring functionality for any lifestyle. Natural light floods the home, highlighting its warm and welcoming ambiance. The location is ideal, offering easy access to nearby amenities and the stunning beaches of the Florida Panhandle. Whether you're hosting guests or enjoying a quiet night in, the versatile living spaces accommodate any occasion. With an approved pet application, owner will allow ANY SIZE PET with a $350 non-refundable pet fee for each pet. All Coastal Realty Services residents are enrolled in the Resident Benefits Package (RBP) which includes renters insurance, HVAC air filter delivery (for applicable properties) and our best-in-class resident rewards program, and much more!
#993465

Fort Walton Beach

127 NW Loizos Drive

3 Beds

1 Baths

1,400 Sq.Ft.

$1,750

MLS#: 993465

Synonymous with comfort and modern elegance, 806 Fairview Dr Apt D in Fort Walton Beach, FL, is a hidden gem that promises an unparalleled living experience. This meticulously designed 2-bedroom, 1-bath apartment spans 901 square feet, offering ample space for relaxation and personal expression. Step into a world of sophistication with stunning granite countertops that add a touch of luxury to your daily routine. Natural light floods the living areas, creating a warm and inviting ambiance that instantly feels like home. The open layout seamlessly connects the kitchen and living spaces, perfect for entertaining friends or enjoying a quiet evening in. Located just moments from local attractions, dining, and shopping, every day feels like a new adventure. Sorry no pets. All Coastal Realty Services residents are enrolled in the Resident Benefits Package (RBP) which includes renters insurance, HVAC air filter delivery (for applicable properties) and our best-in-class resident rewards program, and much more! More details upon application.
#993490

Fort Walton Beach

806 Fairview Drive Drive D

2 Beds

1 Baths

901 Sq.Ft.

$1,350

MLS#: 993490

Set on a quiet closed-end street just north of Scenic Highway 30A, this well-positioned coastal home offers the rare balance of walkability, privacy, and space. With easy access to multiple beach paths and a forthcoming public beach access with nearby parking, the location places sand, dining, and shopping within a comfortable stroll while remaining comfortably removed from the area's busiest corridors. The home sits on a larger-than-average lot for the area and features five bedrooms plus a bonus loft on a partial third level, creating flexible options for sleeping arrangements, work-from-home needs, or casual gathering space. The fifth bedroom currently functions as a den, while the loft above the primary suite provides an additional retreat ideal for guests or a tucked-away bunk area. Inside, the layout allows everyone to spread out with ease, making it equally appealing as a full-time residence, second home, or vacation rental. Outdoor living is a standout feature. The fenced backyard has been thoughtfully upgraded with maintenance-free turf and centers around a private in-ground pool with a heater for year-round enjoyment. A built-in fire pit and generous patio space create an inviting setting for lounging, grilling, and lingering evenings outdoors, while a dedicated storage shed adds practical convenience for beach gear and owner storage.

Recent improvements add peace of mind and value, including new range and refrigerator in 2020, full interior and exterior paint in 2021, a new washing machine in 2023, and a new water heater and HVAC system in 2024. When quiet moments call, retreat to the privacy of your own backyard oasis. When the mood turns social, the community pool offers an easy change of pace. With strong rental potential, generous indoor and outdoor space, and an ideal location close to Seaside yet comfortably away from the crowds, this property presents a compelling opportunity to enjoy coastal living on your own terms.
#993432

Santa Rosa Beach

172 Sugar Sand Lane

5 Beds

3 Baths

2,522 Sq.Ft.

$1,389,900

MLS#: 993432

Price reduced
Welcome to 117 Lincolnshire Dr, a newly updated cul-de-sac treasure in Niceville, FL! This beautiful three bedroom two bathroom home offers lots of natural light and an open split floor plan. The kitchen boosts stainless steel appliances and white cabinets. Walk into the living and dining room area with lots of open space to entertain. The master bedroom is large with an ensuite that offers a spacious walk in closet and stand alone shower. Both additional bedrooms are great sizes and share a full bathroom. Out in the fenced in backyard enjoy an open patio that overlooks the large inground pool, with monthly pool service included, as the perfect place to relax and gather. Pets may be considered pending owner approval and pet deposit. No smoking allowed.
#993463

Niceville

117 Lincolnshire Drive

3 Beds

2 Baths

1,142 Sq.Ft.

$2,500

MLS#: 993463

Just 350 feet from the beach, this irresistible coastal townhome invites you to live the laid-back seaside lifestyle you've been dreaming of. Sold fully furnished, turn-key, and with no HOA, it's ready for immediate enjoyment—simply arrive with your bathing suit and toothbrush. Inside, beach-cottage charm meets effortless comfort, with an open-concept living space, an oversized kitchen, and a cozy dining area perfect for relaxed gatherings after a day in the sun. The primary bedroom offers a serene retreat with generous closet space and a private balcony overlooking the backyard, while the guest bedroom features its own attached balcony for morning coffee or sunset breezes. With an additional half bath, outdoor laundry, and close proximity to sugar-white sand, dining, shopping, and local attractions, this property also shines as a highly desirable vacation rental, making it an ideal blend of personal getaway and income-producing coastal escape.
#784050

Panama City Beach

4116 Appalachee Street B

2 Beds

1 Baths

1,114 Sq.Ft.

$375,000

MLS#: 784050

Welcome home to this beautifully crafted Niceville residence, thoughtfully built by the reputable Huff Homes and lovingly maintained with pride. From the moment you step inside, you'll appreciate the seamless flow of tile and luxury vinyl plank flooring throughout, creating a clean, cohesive look that's both stylish and practical.The open-concept living space is light, bright, and inviting--perfect for everyday living or effortless entertaining. The kitchen shines with granite countertops, stainless steel appliances, and an easy connection to the main living area, making it the heart of the home.Designed with comfort in mind, this home offers a smart bedroom separation, featuring three spacious bedrooms and two full baths. The serene primary suite is a true retreat, complete with a dual-vanity bath, walk-in shower, and an oversized walk-in closet that checks every box.

Step outside to enjoy your screened porch, ideal for morning coffee or evening unwinding, overlooking a fully fenced backyardperfect for pets, play, or privacy.

This home has been exceptionally cared for and thoughtfully updated, including a 2019 HVAC system and 2023 upgrades such as a new dishwasher, exterior gutters, new toilets, and LVP flooring in all bedrooms. Termite coverage with Bryan Pest Control adds an extra layer of peace of mind.

Stylish, functional, and truly move-in readythis is a special opportunity to own a quality-built home in the heart of Niceville that feels as good as it looks.
#993520

Niceville

116 Arrowhead Way

3 Beds

2 Baths

1,670 Sq.Ft.

$424,900

MLS#: 993520

Price reduced
Welcome to Deer Ridge Crossing in Gulf Breeze, FL! The charming Rhett, one of our most popular & highly desirable Open Designs. 4 beds, 2 baths, covered patio & a 2-car garage. The Smart Home Connect System includes several Smart Home convenient devices. BEAUTIFUL, well-designed kitchen offers gorgeous Quartz countertops, relaxed living with a lg. island bar, quiet dishwasher, all stainless appliances, pantry, & spacious dining area. Bedroom 1 & adjoining bath feature a walk-in closet, Quartz double sink vanity, tub AND separate shower. Striking wood-look flooring throughout & Friese carpet in the bedrooms. Upscale home with great curb appeal. Convenient location. Must see! Pictures, colors, features, and size may vary. Square footages are approximate.
#993489

Gulf Breeze

5841 Dove Nest Road

4 Beds

2 Baths

1,856 Sq.Ft.

$419,900

MLS#: 993489

Charming Florida Cottage with Investment Potential!Welcome to this updated 3-bedroom, 1-bath Florida cottage offering comfort, style, and an unbeatable location. The renovated kitchen features granite countertops, elegant backsplash, soft-close cabinets, and stainless steel appliances, complemented by updated pantry and laundry areas for added convenience.Situated within walking distance to the Choctawhatchee boat ramp and park, this home is ideal for outdoor and water enthusiasts. Enjoy easy access to nearby schools, dining, shopping, and numerous local establishments--everything you need just minutes away. The property includes a spacious 12x24 shed plus an additional utility shed, providing ample storage for equipment, hobbies, or rental supplies. Whether you're looking for a perfect starter home or a high-performing short-term rental investment, this property offers exceptional versatility and the potential for spectacular rental performance in a highly desirable area. This area is known for their welcoming atmosphere, their friendly-family environment, top rated schools, and plenty walking trails, the sunsets at the Choctawhatchee Bay are a daily event!
Don't miss the opportunity to own a home that delivers both lifestyle and income potential.
#993519

Niceville

206 Jones Avenue

3 Beds

1 Baths

1,066 Sq.Ft.

$284,500

MLS#: 993519

Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains.
Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests.
Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area.
Renovations to the building exterior are currently underway.
#784037

Panama City

9900 S Thomas Drive 1921

2 Beds

3 Baths

1,184 Sq.Ft.

$395,000

MLS#: 784037

Unlike any other!! 1st its size (8400 sq. ft. and The Largest Available Lot in Emerald Bay) 2nd its location on the beautiful 11th hole with a protected nature preserve just across the fairway, 3rd its impact fees have been paid, and to top it all off a highly desirable owner financing package that calls for 1/3 down and the rest to be financed at a 5%rate with a four year balloon. The size of this lot allows one to build a 4000 to 5000 square foot dream home with plenty of space for a pool. Emerald Bay is a very populargated golf course community with a pool, clubhouse, guest house & tennis courts available for Emerald Bay Owners. In addition, Emerald Bay is so close to so many of the area's most desired amenities. Come see it today, build &live the Emerald Bay Way!
#993528

Miramar Beach

Lot 3 Blk N Lane

None Beds

None Baths

0.21 acres

$300,000

MLS#: 993528

Rare waterfront opportunity in beautiful Apalachicola Florida. Former boat repair shop featuring a deep-water ramp and excellent water access. Full of character and potential this property is perfectly positioned in one of Florida's most scenic and authentic coastal communities-idea for marine use, redevelopment, or a unique waterfront escape.
#784027

Apalachicola

614 US-98

None Beds

None Baths

1.0 acres

$400,000

MLS#: 784027

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. Ā© 2024. First Multiple Listing Service, Inc.
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